Do you need to borrow money? Find the best personal loan in Nigeria
When you are having financial problems and need money for different payments, you may think of getting a loan. Before applying for a loan, you must think of the actual need of it. Important banks in Nigeria are advising to stop getting personal loans with bad credit for unnecesary things.
It is still possible to get a loan with poor credit though, thanks to the best personal loan companies in Nigeria.
Get to know the likelyhood of getting a loan by looking at your credit score.
Loan lenders in Nigeria will always analize the risk of lending you money. They obviously need to be sure about your capacity to pay it back. For this, they use a credit score. The higher it is, the more likely you are of getting the best loan deals.
How is your credit score determined?
- They will check whether you fully paid on time other loans.
- They will considere you a risky client if you already owe important quantities of money.
- They will take into account your experience managing debts.
- They check the kind of credit you already have. For example whether it is a credit card loan or mortage.
- They will pay attention to how often you’ve been applying for a new loan. If you have applyied too many times in short time, it lows your credit score.
How to get loans for bad credit in Nigeria
Basically, you need to enhalce your credit score and we’re telling you how.
- Do not apply for credit to get unnecesary ítems.
- Obtain one free credit cards report and start paying the ones with the highest balance.
- Try to pay credit cards and bills on time every month.
- Study all other alternatives before foreclosure or asking for bankruptcy protection.
Where to find the best loan companies in Nigeria
In Infoisinfo we know how difficult can be to get loans for bad credit history or an emergency loan. That is why we’ve prepared a list for you with the best loan companies in Nigeria. They will help you out and find the best financial solution for you. You will also find phone numbers, adress and reviews from other clients.
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1 - Capstone Microfinance Bank Limited - Lagos
187, Igbosere Road. Lagos. Lagos.
Capstone Microfinance Bank Limited, is a Single Unit microfinance bank in the process of obtaining a State License. Capstone was Well Rated at the 2013 Risk…
2 - Aso Savings and Loans PLC - Abuja
Melita Plaza, Gwado Close, Off Gimbiya Street, Area11. Abuja. Abuja FCT.
Our Story ASO Savings & Loans PLC is a Primary Mortgage Institution (PMI), incorporated in Nigeria as a limited liability company on November 9, 1995. As at…
3 - RenMoney - Abuja
Wuse II, Wuse II. Abuja. Abuja FCT.
Need money for important personal projects? Finding it impossible meeting collateral requirements etc to get a loan from your bank? Live and work in the FCT? Great!…
4 - First Stockbrokers Limited - Lagos
Plot 38, Kofo Abayomi Street, P.O.Box 73504. Lagos. Lagos.
Stockbrokers Resource Directory, brokers, stocks, shares, find investors and investment banks, nigeria.
5 - Bank Phb (Platinum Habib Bank Ltd) - Lagos
Plot 707, Adeola Hopewell Street. Lagos. Lagos.
Platinum Bank Plc was incorporated as Nationwide Merchant Bank on February 9, 1989 and was granted merchant banking license on February 28, 1989.On September 18,…
6 - Nigeria Export Import Bank PLC. - Abuja
Plot 975 Cadastral Zone Ao. Abuja. Abuja FCT.
The Bank presently provides short and medium term loans to Nigerian exporters. The Bank is also the government’s National Guarantor under the ECOWAS Inter-state…
7 - Crown Allied Coop ltd - Garki Village
Jima Plaza, opp gbank area 11. Garki Village. Abuja FCT.
we give out loans be it personal loan, business loan, contract loan e.t.c and our services are very flexible
8 - Platinum Bank Plc - Jalingo Branch - Jalingo
Hammaruwa Way, Dorawa. Jalingo. Taraba.
Finance, Accounting, Mobile, Banking, Mobile Banking, Corporate, Accounts, Internet Bank, Banking Finance
9 - First Bank of Nigeria - KADUNA MAIN - Kaduna
Yakubu Gowon Way, Ahmadu Bello Way. Kaduna. Kaduna.
Accounting, Bank, Banking, Foreign Exchange, Exchange, Accounts, Bank ATM, Stock Exchanges, Foreign Investor
10 - Wema Homes (Savings & Loans) Limited - Lagos
65A, Opebi Road. Lagos. Lagos.
Wema homes, an offshoot of Wema Bank, is a one-stop property shop where all your needs on property sales, acquisition and development are met. We offer specialized…
Lotus Capital - Kano
37, Niger Street. Kano. Kano.
Islamic, Halal and Sharia compliant investment management firm -interest free loans and investments.
First City Monument Bank (Fcmb) - Lagos
17A Tinubu Street. Lagos. Lagos.
From its early origins in investment banking as City Securities Limited in 1977, FCMB, established in 1982, has emerged as one of the leading financial…
Seedvest Microfinance Bank - Victoria Island
36/37, New Balogun Shopping Mall. Victoria Island. Lagos.
Our personal loans are designed to meet consumption and entrepreneurial needs of individuals in paid.
Oasis Group LTD - Lagos
385, Road, Ojota. Lagos. Lagos.
Our Mission To invest in businesses that are market leaders in their sectors by building a great team of passionate people that add value to our stakeholders. .…
Coop Saving & Loans - Lagos
349, Herbert Macaulay Street, Yaba. Lagos. Lagos.
Our services are specially designed to accord you expediency and comfort that you need in attending.
First Bank - Enugu
3/ 5, UNN Road. Enugu. Enugu.
Bank giving out home loans, personal loan, car loan and mortgage loan to customers/clients in Enugu.
Diamond Bank - Enugu
1, Mission Road. Enugu. Enugu.
Diamond personal loan is available to salary earners whose salaries are domiciled with Diamond Bank.
Resort Savings and Loans - Port Harcourt
80,Stadium Road. Port Harcourt. Rivers.
Our telephone banking allows you transact from a location where we do not yet have a strong presence.
Akwa Savings & Loans - Ikot Ekpene
42, Old Stadium Road. Ikot Ekpene. Akwa Ibom.
We offer for your housing and mortgage need and we borrow customers loan for their various business.
Safetrust Savings and Loans - Abuja
Adetokunbo Ademola Crescent. Abuja. Abuja FCT.
We earn the admiration of all our stakeholders – investors, customers, regulators and our employee.
Global Trust Savings & Loans - Lagos
180, Awolowo Road, Ikoyi. Lagos. Lagos.
product allows corporate satisfaction, collective employee housing needs without undue. Our product.
Gt Homes Ltd - Lagos
28 Saka Tinubu Street. Lagos. Lagos.
Imperial Homes Limited is a Primary Mortgage Institution licensed by the Central Bank of Nigeria to undertake mortgage banking and related services.The Bank…
Diamond Bank - Owerri
Orlu Road. Owerri. Imo.
We provide loans in all kind of businesses such as transportation, real estate development and so on.
Safetrust Savings and Loans - Ikeja
109, Allen Avenue. Ikeja. Lagos.
To be an innovative and efficient Primary Mortgage Bank providing quality mortgage banking services.
Edo Microfinance Bank - Benin City
248, Benin-Lagos Road. Benin City. Edo.
Our banking products and services- micro insurance, joint account, Christmas savings scheme & loans.